Discover the best non commercial Forex trading robot in the world, this was the main aim of FWRC. The participants were only those robot which has not sold anywhere. The process of judge the winner through result. Each robot get since December 1st, 2009.

The worth of first prize was $100,000.


Near about 300 early entries from around the world in the qualification phase and only 24 finalists were taking part in that competition. This was an exciting competition which follow with high quality robots fighting for every pip.


The last date of the competition is 29th January. The result and rankings was updating on live accounts in each 15 minutes and its violent energy rundown to the finish line.


I don't have any knowledge about you but I can suggest you a plan to watch this thing very closely. Robot fighting it out in a head to head fight, live, no room for BS or manipulation.


The amount of prize money was enough for the best traders/developers to enter the contest. The result prove that which will be the top notch.

This is a good opportunity for you that you can see every robot's real money live account statement, each and every trade it takes as the competition progress right through to the end on Friday, January 29th 2010.


The top 5 robots at this time are:


  • LMD-Multicurrency – 156.91%
  • HiRIDER – 83.20%
  • SuperVolcano – 29.56%
  • VREM2 – 26.03%
  • Nutcracker – 14.78%

After the end of the competition, traders can get a chance and use the top performing robots themselves. I think now you can imagine what will you achieve finally.


This is the biggest and important robot competition for the first time ever. This will be the best chance to prove themselves to every FX traders through real money robots.

 

After the advent of internet facility it became more easier to us. Do you know what I want to say. Now we can participate in currency trading business from our bed room. Scared! Don't need that. Really it is true that we can do it now from our home. The world wide web totally changes market data and provide the facility to every user, no matter where they are based. Do you know the popularity of it? It so reliable that an user can involve him/herself in money market to make money at any time of the day or night.


By using stockbroker websites most of users has already stated to utilize the opportunity. The basic rule of currency trading may be more volatile and will not limited to set trading times.


If you wish to start this business from your home, welcome. The beginners currency trading courses are totally free and you may access it from a number of broker sites which are totally specialized for forex trading. Now we can earn by trading from home, it is so useful source of income that retired persons can also participate in this business and can earn. If you have confident you'll going to be a successful one within a short time.



But it can be challenge to us to choose the correct trading platform and identify the appropriate training. If you have little perseverance you could be up and running and trading from home quickly. The present markets are moving very fast and your knowledge "how to trade" is the main key to minimizing losses and maximizing profits. Beginners currency trading can make more money if you appoint it particular place carley. Within a short time you can be a professional broker and the adviser of the money market.


Trading from your home, its a lonely occupation and you can do it re laxly. The environment is totally peaceful and free from the stress which can help you to follow the markets and research the necessary data. Also you can access a wealth of blog and chat rooms where information, tips, success and failure can be shared

 

Basically stock market is a public market where different type of companies are coming for trading purpose deal with others and derivatives at an agreed price. Its unbelievable that the size of the world's stock market estimated at about $36.6trillion US at the beginning of October 2008. Mass people are viewing every day in news paper, television and on the web. But there are some problem has occurred that a huge number of people unable to understand those thing when Walmart showed a 2% gain today and the Dow Jones average fell 400 points yesterday.

Its very scary and also harmful to see the tricker tape. The scrolling tape basically green and red color with an up-arrow and down arrow - you can see if you keep your both eye on TV screen in business channel or in some business related web pages.


When it will be take much more time to understand all the element regarding stock investment, my this article will provide more energy to wipe out the initial question one has when the terms stock market comes to mind.


The word "Stock" - also known as equity which refers to a share in the ownership of a company. Company's asset and earnings also include with this. If some one has more shares, the greater is his stake in a company.


Now, suppose a person put up a company and looking to provide the facilities, then additional capital need to fulfill those issue. Then one solution may help him/her: Sell shares to investors to reserve the cash again which he/she will need.


This is the particular place where stock market enters into the picture. This is that place where the person want to sell his/her stock. Stock market is a sophisticated place where people buy and sell their stocks. This market never require the physical existence of you and the buyer and the seller.


Nowadays many people represent themselves as a good stock broker and takes the charge of the buying and selling. If you have more knowledge of the current trends in this market you can also represent yourself as a good broker.


If you know in which stock where you invested your money you can noticed the performance of your stocks via ticker tape or on the graphs. That will be the good news if the quantity or the graph is going up. It indicate that your investment is gaining. If the the graph is going down then you've to think regarding that matter because this is totally bad for your investment and you might consider divesting from the stock. But that not mean to sell immediately due to the numbers go down because this is totally normal. It may be go up later or may not.


Nowadays stock investment is totally gambling venture. You've to take risk if you want to take participate. If your stock investment in the secularized stock exchange like NYSE or NASDAQ, it will be help you to research and know more about the company you are interested in investing in.

 

Forex keeps a great importance on our present finance market. According to my view this is one type of money exchange machine. The hole financial market for the trading of currencies are decentralized by the foreign exchange market. We can see different types of buyers and sellers around the world are moving here and there in forex market.

The basic purpose of foreign exchange market is to help international trade and investment. The main operation of it to convert one currency to another, in business.

Nowadays forex market is open everyday for 24 hours. The all traders are utilizing the opportunity to trade any time during the day and night. But at the starting point its not very important. Participate the right time to trade is the main key factor to gain the success in trading at the forex market. Now a question can arise in our mind that when should we consider trading why? I think the time should when the market is most active and the market has the biggest volume trades. A few active currency has the credibility to create a good chance to catch the trade and make some profit. Slow market is basically wasting our time.


Now you can ask what to trade and when to trade during 24 hour's period? I'll be suggest that when the volume of trades will be the highest then we can go for it. Here are some forex market session and example of the most active currency pairs I've mentioned:

  • London/New York sessions:EUR/USD USD /CHF GBP/USD.
  • Tokyo/Sydney Sessions:EUR/JPY/AUD/USD USD/ JPY AUD /JPY.
  • Sydney session:AUD/USD EUR/USD.

After a long period I've noticed that the most active forex trading days in a week are - Tuesday, Wednesday and Thursday. Basically traders are watching and analyzing the hole market on Sunday and Monday. Trading activity going on near about till noon on Friday and after that the market became slow down and almost freeze before the actual market closing at 5 pm EST.


In forex trading market we may see different type of activity like there are some currencies are moving in the same direction and some are in -opposite. Those who trade more than one currency pair they have the powerful knowledge regarding this. It helps to make a perfect boundary and diversity or double profitable positions. Here I've done a statistical measurement by performance where "correlation and coefficients" fact present. The measurement form is +1 to -1.


  • When two currency pairs will move in the same direction 100% of the time - this will be the correlation of +1
  • When two currency pairs will move in the opposite direction 100% of the time - this will be the correlation of -1
If no relation between currency pairs the correlation will be 0(ZERO).


  • Direction moving currency pairs are:
EUR/USD and GBP/USD EUR/USD and NZD/USD USD/CHF and USD/JPY AUD/USD GBP/USD AUD/USD and EUR/USD

  • Inversely moving pair are:
EUR/USD and USD/CHF GBP/USD and USD/JPY GBP/USD and USD/CHF AUD/USD and USD/CAD AUD/USD and USD/JPY

 


If we keep our both eyes on finance market, we may see that there are various type of mortgages are available in the market, such as tracker and variable rate mortgages. This is very essential to take it safely with the right knowledge and have the power to negotiate this maze.


In present, a lots of option and by the different type of ways we can make the best mortgage deals, and financial advisors are helping us in a proper way to take a decision independently. These experts are trained by excellent financial coach. Everyday they've analyzed the market and able to keep themselves updated about the different type of home loan which are available in market. They are the perfect person to suggest that what is the perfect mortgage plan to a potential borrower.


Basically purchasing a house is the most expensive item to a person will ever buy i.e. that the decision to go ahead with if any mortgage should not taken lightly. There are thousands of different lenders are offering thousands of different deals out over there and by this result those person whose has not any more knowledge regarding this are falling in the dead sea. So the advisors are take over the hole issue and by their hard work they are able to fulfill the borrower's satisfaction and provide them the idea about mortgage and loans.


If any one wish to take a home loan before meeting with a personal mortgage advisor, he/she can take it but before taking those type of loan they should gather the hole subject matter and related information regarding that loan. Nowadays there is a huge number of information we can collect through internet and the website. From there also we can take the advice regarding mortgage loan, we can receive the information and type of loan in a proper way. We may trained by internet also. From their we can decide which one is the best for us according to our capability.



As well as these there are also many websites who are providing the advice independently which can be very useful when it comes to giving potential home owners a helping hand through the multiplicity different option. Mortgage calculator one of the unique feature by which we can get the every information regarding mortgage and can be of great use.


Mortgage calculator gives those information which we need to know. We have to type that how much we want to borrow, period of time and rate of interest over there and after it we can gather the all information from mortgage calculator. Online mortgage calculator also tend to have a price comparison facility to view competing products along side one another.

 


Do You know why people need mortgage? Do you have any Idea about mortgage activity? We've to know the importance of Mortgage. A particular interest which transfer in property to a lender as a security for debt - basically a loan of money. Since he won the race to the White House, the president of USA keep his both eyes on the life style of American people. The aim of the president is to raise the standard of living of Americans. The debt assistance of US Government has introduced a greatest plan for the people with the help of US Government. Few some days ago, US president - the great Novelist Obama announced it that the federal government will contribute more than ten billion dollars to help the mortgage holders. They can also modify their loans, their houses everything by utilizing this. In recent, from a research work I got the information that over 2 lac's people of America are expected to face foreclosure during the next 1 to 3 years.



"Rescue to the collapsing housing business" - this is the main theme of the new bill which has been passed recently to vote. The real estate business has also affected by the huge increase rate of unemployment and also by the recent economic recession. The main reason of the low occupancy rate of most residential real estate is - more people are forced to move in with others to save money. As this the output come very poor. The net price of that houses which compared to their mortgage payments became decrease. Still now most Americans are paying huge amount of money than the actual net value of their houses. The new loan modification plan takeover this fact for consideration.


The availability of the debt assistance only for owner - occupied mortgages. Few some document proof i.e the phone bills, credit card statements and personal mail delivered to the questioned residence, need from the occupancy. The another opportunity from loan modification plan is - this plan can fund loans for those mortgages whose value below 700 thousand dollars. Thus the channeling financial aid for the neediest Americans. If any person want to utilize the loan modification plan, the person should be provide the documents to prove present financial situation. If you wish to qualify for federal debt assistance then you've to prove that your total monthly income has been decreased.



The new bill has offered another benefit which is - can decrease the amount of monthly payment of loan and it is no more than 31% of borrowers' monthly incomes. Those borrowers who are totally paralyzed by giving housing taxes, now they can remove their burden from their shoulder after introducing the loan modification plan. The borrowers are getting a huge relief from it. On the other hand now the federal government has encouraged creditors also to accept more loan modification plan by giving a cash incentives for every loan modified.


Hope the US Government debt assistance will be help tomorrow and forever to those people who are struggling still now with their mortgage, loan and other issue. Obama also trying to keep hundreds of thousand of Americans in their homes and prevent foreclosure.

 

I am totally disagree with them, who says that real estate unable to bring fortune in business. But it is true that certainly they've not became a millionaire who invest their money in real estate and wholesaling and flipping since couple of years! If you want to bring a huge growth in your financial status this year, you may welcome in real estate industry and can try to be a good real estate investor.


After a long term research work, I've seen that real estate investing has helped more and more people to fulfill their dreams. It has helped them to make a better life and provide a good shelter and support on the family member. And also I want to add this, that many of the richest businessman and entrepreneurs in the world today are real estate investor. This has the power to prove that, the right method and the right attitude, you can make some different in real estate business.


But investing in real estate, is not a simple work like sleeping. Some people are not interested on it because they got stuck somewhere along with the way. Thus if we all, basically who are interested to invest their money in this business can follow some points, I am sure that it will be help us.

  • Before you start it, you've to know the basic knowledge of what are you doing. I suggest to read some material related with it and surf the internet for relevant information. It would be far better, if you attend those seminar which have organized by the real estate investors. Always remember that you have to know important information about the world you want to be a part of.
  • Try to know about the demand of the people. By this you can make an idea that what kind of properties you are going to buy and sell. Try to keep your eyes on that and never invest on those properties that nobody interested to buy and prevent losing money.
  • Should avoid the negative-thinkers. When you are going to invest your money in real estate business don't collaborate yourself with those people who are failure in this and pessimism. Never keep the other people's fears effect in your mind and always believe that you have the power to achieve the goal by your own capability.
  • You have to create a plan work it out . A successful real estate investor never go to the battle field with out any preparation. Thus make the habit of listing your goal and the things which you have to achieve in the up coming days. You should also carry it with you when you'll take a step.
  • The main key to do a successful negotiation is being a good listener. Instead you may throw out and dazzling your clients with flashy words. Always try to keep in mind that you've to more attentive to their needs. By this way you can gather some knowledge and got an advantage without coming off as a pretentious and uncaring entrepreneur.
If you contribute yourself and give all of your dedication in this field I am sure that within a few years your name also will listed in the list of millionaire.

 

In present generation life insurance is very essential for every individual particularly for those people who want to plan financially for their family's future. So, a question can rise in our mind that what is life insurance and what is the particular activity of it? In my point of view this is a money making machine which provide a huge security before death and after death. It provide the surety of payout after death of a policy holder and also can give the security which will be require by any dependents, especially spouses and children.


It has the power to achieve great expenses during bereavement like after death of a guardian of a conservative family and associated burial expenses, and any kind of outstanding expenses like medical or debts.


Most of people take a life insurance basically for their heirs, i.e the surety that they have an inheritance. By this way a life insurance policy can gain a lump sum of money when it needed. There are also those type of policy holder who want to contribute the hole amount of money of insurance to a charity for their developing and progress. Basically charity's lifelong supporters has done the job.


On the other hand, there are few some different type of policy that create a kind of saving funds, where the policy holder can withdraw his/her money from their fund due to debt. One of the great issue of a premium of life insurance policy is INCENTIVE. Often, this is creating with highly effective method of creating accrued savings. But in most countries, the interest gained from incentive policy is not eligible for tax at the time of crediting .


But, there are some confusion to take over an insurance policy due to low availability and not appropriate advice. People can't take their own decision independently, that which policy will be provide the good convenience to the potential policy holder's aims and budget.


After thinking this difficult issue, the insurance companies has introduced a number of helpful websites for gathering information regarding this, for getting the best results, the best counselor who, basically specialist in the field of life insurance can provide the good advice as well.


Finally, we may note it that there are two basic kinds of life insurance policy which are: Protection - only and the another is investment - type. The first one is the pay out in the event of a policy holder's death while the second is savings based scheme.


People are searching for protection from insurance company while it pay a lump sum if the policy holder dies within the agreed number of years. There will be no payment require if the death occurs outside this time, I think it is usually the cheapest.


My suggestion is - if we think that we need a good protection for our life but not only you and me, off course with our family member - a hole-life policy is needed which is one of the forms investment-type life insurance can carry. A policy, which always contribute money in the event of a death and provide a huge shelter to the remaining people of a family and it can help to find out the correct way of investment.



 

Mobile banking, add a new advantage in banking industry. We can't imagine that where we are now? Where our technology are going? Just imagine that we can access our own bank a/c from our bed room through mobile phone. Now it is promoting the availability of banking and financial services. This facility is also accommodated with stock industry and stock market.


Mobile banking facility is using through various names. By its contribution we can check the balance of our bank a/c, can customize our a/c and can receive the appropriate information of our bank account. We can make our payments by using the mobile banking facility. Large number of customers are using mobile banking facility through sms or the mobile internet. Few of some financial institutions are utilizing an another method to provide mobile banking to their customers. They setup a downloadable software on mobile phone which acts as client for the mobile banking services.


Mobile banking is booming now very fast pace and very soon it become the primary channel for banks to by which they can connect with their customers. While the top banks transfer their hole financial and technical resources-in the mobile channel, small bank have to do some innovative work and explore it to the industry. Most of the largest bank all ready introduce it to the market, which are accessing by the customers and generating the positive business result. Few of past month have brought a huge number of mobile banking announcement from mobile banking vendors who are responding to growing demand from their customers.


This facility also help to those busy people who are spending their hole day in office and unable to come in bank. Mobile banking give them a huge facility to money transfer through mobile internet. It has also a software which is very reliable and secure to keep the account properly and with full of security. This is very important to mobile banking vendors from the perspective of both existing customers and deals. People can use it when they travel from one state to another or one country to another. So, by this small statement everybody can think about it availability.


Hope to-morrow it will bring more and more facility for us and we will achieve lots of opportunity by it.

 

Advantage of Health Insurance

Posted In: . By Belinda Dawson

One of the major number of people has accused of accident or illness, lost their income and became paralyzed to provide the appropriate shelter to the family member. Health insurance understands these factors and take it as a big challenge. Health insurance provide their service so simply & comprehensively that the victims of suffer people (by accident, illness) never be fall in a great trouble in future. The plan of health insurance is very useful and manageable. The rate of the insurance plan is very low and totally out of pocket expenses limited. Since from last few years it is managing and maintaining strong dental, disability and health care for all.


The client & the service providers are singing the victory beat of it. These clients are managing it through a teamwork. They have to learn the hole plan of the insurance properly which would be very manageable to express to a suffered person. In few cases, different type of complaints has come about health insurance company basically from client who have chosen the wrong one.

The health insurance company want to provide that type of offer for people which is very convenience, needy and profitable from every conservative family. The HI companies are giving a range of policies including small business insurance , single plans and family plans.The corporate health care plan is for larger business which will be written based on the companies insurance guidelines.

The providers and the people of customer service department has trained so beautifully that they can choose the perfect health insurance plan for a single consumer or corporate business company. "Each person will be taken into consideration when choosing a personal health plan" - this was the previous health history of health insurance. We can say it that HI is the father of all small business and customer service department always work with the business owner. By this result they can create a plan which is affordable for both the employee and the business if they choose to pay a portion of the health insurance premium.


When a new customer want to know about the health policies, the insurance company has websites to provide the information. The online tool and counseling person always available in website for counseling perpouse. The person who have not any knowledge about health insurance, he/she can know about it through website. The plan also available in the website. The health related tool give an extra advantage to the website visitor and to inform about the plan to the country to country.
So, this is very important to all who are going to purchase a health insurance, to make a list of the coverage details which you want in a health insurance policy. From their you will know about the plan like, include the amount of deductible, well care coverage, free check-ups vaccination for children or more.


So planning out the health insurance details before choosing the best plan can save the consumer a lot of money.



 

The Benifits of Online Banking

Posted In: . By Belinda Dawson

Online Banking, is an unique facility in finance sector of our world. I wish to give a special thanks to this system. Not only mine, the whole people of the world can achieve a huge benefit throw online banking. The total system is so fast that never we've to wait for get result from it. We can transfer or money from here to there instantly. If we need money while we are traveling or marketing we can got it easily from it. In present day it is very wide spread and used by huge number of people of our world. It provides the freedom of access instantly which can not be provide by the physical bank and its own brunches. It is very difficult from a person to obtain the hole record of the account holders at a local brunch. A huge improvement of technology - like online security and easy to access the bank a/c from the internet provides, a extra facility to every individual. As this result online banking has become very popular player in financial team.


If we keep our two eyes on finance sector, we may see the parentage of its growth. Now this is booming like mushroom & banks are very happy by help of it. Banks are able to manage their customer very easily. Finally they kept some burden on the floor from their shoulder.

Now if we see its operating system we may note it that it has two category which are (A)Traditional Bank and the other is (B)Newer online only banks. Traditional banks are operating the bricks and mortar branches and newer online only banks, exist only in internet (Online) and don't have any bricks and mortar branches. Traditional banks are representing them in online market as a natural extension of their existing business. For that they are moving slowly to take up the internet, but in recent years it has taken a significant role by which they've gained some extra benefit. It is true that you'll get a extra benefit to represent yourself if you've a well established, trusted company who has proven themselves over many years.


Now a days traditional banks are enlisting a lot of functionality and useful information into their websites which is the most cheaper way to do a business than their traditional bricks and mortar branches. But the newer online only banks are some different factor from traditional banks. In this cases it has been identified that the internet provided this low entry to market business opportunity. This banks don't have any history like traditional bank, but it is governed by the same rules and regulation which are preset in traditional bank's case. Newer online only banks have lower coast, having lower fees and offering higher interest than traditional banks. If you've any online bank a/c you can access it in simple way. This is more reliable and manageable from the people, that people can access it their own way. We can operate this system from every nook at the corner of the world & have sufficient capability to manage our banking payments and transfer. Online banking providing us the full audit trial and instant access to the updated information which is fully rectified by server and out of human error factor.


If any person doing a business by using some commercial software,
some time it may be support by online banking which makes easier to undertake. Online banking provides a tremendous facility by which we can take the whole world only in a hand. The usefulness of internet banking technology is more reliable than bricks and mortar branches which provided by traditional bank.

 

"Personal Finance" - one of the most important & basic essential element of a person or a idle family. If it needed we may take a pen & diary for prepare our financial programme or yearly family budget of this year. Also we can survey it throw computer and use of Excel or other finance management software which we can avail from internet. Most of those software's are very low expensive and easy to manage, so any one can use it who have some computer knowledge. But how to operate software is not of our issue, the particular issue on which we have to concentrate that what is the possibility to eliminate our debts and the results which help us to manage our finance easily.



If we mark down our budget for the year the key factor should be of our income & expenditure and loan which should be enlist in red letter. We've to make a plan for loan repayment if we have any loan from bank or other organization. Most of the people from us have taken loan for different purpose like home loan, educational loan, personal loan etc. but most of them haven't think about the repayment of the total amount of loan including interest.They are not thinking about its necessary, after a long time it will be knock (LOAN) at their door every moment. As this result the recession which has been stacked our world economy, recently.The companies are are unable to provide the salary to their employees and terminate them from their job.For that we need to make a perfect plan very carefully and repaid the total amount of loan. After a tough research work The US government has taken a bold plan for the economy. They introduced the federal stimulus package to recover the huge financial loss.


All this reason can bring back a proper shape in our world economy if all of us start managing of our own personal finance. Never we want to reach that situation, when our debt come into the top of our head and we wish to declare bankrupt. This problem not only to us, Our government also fall in a great trouble at that moment and that should be a tough time to recover those millions of victims who accused by debt. With an appropriate spending and saving, we can make a huge difference from that situation.


Now we have a great opportunity to settle our unsecured debt amount up to 60 percent with a great privilege. The debt relief agencies, whose has a lot of expert financial coach - refer them to guide you through debt negotiation, debt consolidation and eliminate the amount of debt. For that don't need to go directly to a debt settlement company. We may come to a debt relief network. The reputed debt relief networks are only allow those debt settlement companies for their accredited organizations whose has a good reputation in market and also been certified. Not only that, those the debt settlement companies has a excellent track record of successfully negotiating debts also. Always they are free for us with their helpful hand and their helpful debt relief advice.